Why do we need to

File our Taxes ?

Claim the Canada Child Benefit (CCB)

A federal monthly payment to help with the cost of raising children under 18.

Access provincial benefits and credits

Many provinces offer their own payments, such as:

• Ontario: Ontario Trillium Benefit (OTB)

• Alberta: Alberta Child and Family Benefit (ACFB)

• BC: BC Family Benefit and climate action tax credit

• Quebec: Solidarity Tax Credit

• Other provinces: Various provincial sales tax credits and housing benefits

Receive your refund

If you overpaid taxes to either the federal or provincial government, filing is required to get that money back.

Maintain RRSP contribution room

Federal rules use your filed return to calculate how much you can contribute to your registered retirement savings plan.

Avoid federal and provincial penalties

Late filing can result in interest and penalties from both the CRA and, in Quebec, Revenue Québec.

Maintain eligibility for OAS and GIS

Even with no balance owing, late filing can still result in fines.

Stay compliant across both jurisdictions

In Quebec, you must file both federal and provincial returns; in other provinces, a single return covers both levels. Filing ensures you remain in good standing with all tax authorities.